Pacs.008
- 17 Mar 2022
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Pacs.008
- Updated On 17 Mar 2022
- 18 Minutes To Read
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The table below provides more details about the structure and content of Pacs.008 messages.
Pacs.008 reference table
| # | SEPA MULT | MESSAGE ELEMENT | SEPA CORE REQUIREMENTS |
|---|---|---|---|
| Document | XML Tag : Document Type : Document | ||
| 1..1 | FITo FICustomerCredit TransferV02 | ISO Name : FIToFICustomerCreditTransferV02 ISO Definition : The FI2FICustomerCredit Transfermessage is sent by the debtor's agent to the creditor's agent, directly or through other agents and/or a payment clearing and settlement system. It is used to move funds from a debtor's account to a creditor. XML Tag : FIToFICstmrCdtTrf Type : FIToFICustomerCreditTransferV02 | |
| 1 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header | ISO Name : Group Header ISO Definition : Set of characteristics shared by all individual transactions included in the message. XML Tag : GrpHdr Type : GroupHeader33 |
| 1.1 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++Message Identification | ISO Name : Message Identification ISO Definition : Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message. Usage : The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period. XML Tag : MsgId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 1.2 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++Creation Date Time | ISO Name : Creation Date Time ISO Definition : Date and time at which the message was created. XML Tag : CreDtTm Type : ISODateTime |
| 1.4 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++Number Of Transactions | SEPA Usage Rule(s) : The number of transactions is limited to one. ISO Name : Number Of Transactions ISO Definition : Number of individual transactions contained in the message. XML Tag : NbOfTxs Type : Max15NumericText Pattern : [0-9]{1,15} |
| 1.6 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++Total InterbankSettlementAmount | SEPA Usage Rule(s) : Mandatory - Only ‘EUR’ is allowed. Amount must be 0.01 or up to the maxiumum amount per instruction that can be processed under the Scheme as defined in EPC document EPC023-16 “Maximum Amount for Instructions”. SEPA Format Rule(s) : The fractional part has a maximum of two digits. ISO Name : Total InterbankSettlementAmount ISO Definition : Total amount of money moved between the instructing agentand the instructed agent. XML Tag : TtlIntrBkSttlmAmt Type : ActiveCurrencyAndAmount SEPA FractDigits : 2 TotalDigits : 18 SEPA Inclusive 0.01 .. |
| 1.7 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++InterbankSettlement Date | SEPA Rulebook : AT-42 TheSettlement Dateof the SCT Transaction. SEPA Usage Rule(s) : Mandatory ISO Name Interbank :Settlement Date ISO Definition : Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to which it is due. XML Tag : IntrBkSttlmDt Type : ISODate |
| 1.8 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++SettlementInformation | ISO Name :SettlementInformation ISO Definition : Specifies the details on how the settlement of the transaction(s) between the instructing agentand the instructed agent is completed. XML Tag : SttlmInf Type : SettlementInformation13 |
| 1.9 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++SettlementInformation +++SettlementMethod | SEPA Usage Rule(s) : Only CLRG, INGA and INDA are allowed. ISO Name :SettlementMethod ISO Definition : Method used to settle the (batch of) payment instructions. XML Tag : SttlmMtd Type : SettlementMethod1Code SEPA Code Restrictions : CLRG - ClearingSystem -Settlement is done through a payment clearing system. INDA - InstructedAgent -Settlement is done by the agent instructed to execute a payment instruction. INGA - InstructingAgent -Settlement is done by the agent instructing and forwarding the payment to the next party in the payment chain. |
| 1.1 | 0..1 | FITo FICustomerCredit TransferV02 +Group Header ++SettlementInformation +++SettlementAccount | SEPA Usage Rule(s) : Only ‘Identification’ is allowed. ISO Name :SettlementAccount ISO Definition : A specific purpose account used to post debit and credit entries as a result of the transaction. XML Tag : SttlmAcct Type : CashAccount16 |
| 1.11 | 0..1 | FITo FICustomerCredit TransferV02 +Group Header ++SettlementInformation +++Clearing System | ISO Name :Clearing System ISO Definition : Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed. XML Tag : ClrSys Type : ClearingSystemIdentification3Choice |
| 1.18 | 0..1 | FITo FICustomerCredit TransferV02 +Group Header ++Payment Type Information | SEPA Usage Rule(s) : Mandatory ISO Name : Payment Type Information ISO Definition : Set of elements used to further specify the type of transaction. XML Tag : PmtTpInf Type : PaymentTypeInformation21 |
| 1.21 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++Payment Type Information +++Service Level | SEPA Usage Rule(s) : Mandatory ISO Name : Service Level ISO Definition : Agreement under which or rules under which the transaction should be processed. XML Tag : SvcLvl Type : ServiceLevel8Choice |
| 1..1 | XML Tag xs:choice | ||
| 1.22 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++Payment Type Information +++Service Level ++++Code | SEPA Rulebook : AT-40 The identification code of the SCT Scheme. SEPA Usage Rule(s) : Only ‘SEPA’ is allowed. ISO Name : Code ISO Definition : Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list. XML Tag : Cd Type : ExternalServiceLevel1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 SEPA Code Restrictions SEPA - SingleEuroPaymentsArea - Payment must be executed following the Single Euro Payments Area scheme. |
| 1.24 | 1..1 | FITo FICustomerCredit TransferV02 +Group Header ++Payment Type Information +++Local Instrument ++++Code | SEPA Rulebook : AT-40 The identification code of the SCT Scheme SEPA Usage Rule(s) : Only ‘SCT’ is allowed. ISO Name : Code ISO Definition : Specifies the local instrument, as published in an external local instrument code list. XML Tag : Cd Type : ExternalLocalInstrument1Code ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 1.25 | 0..1 | FITo FICustomerCredit TransferV02 +Group Header ++Payment Type Information +++Category Purpose | SEPA Rulebook : AT-45 Category purpose of the the SCT Instruction. SEPA Usage Rule(s) : Depending on the agreement between the Originator and the Originator Bank, ‘Category Purpose’ may be forwarded to the Beneficiary Bank. ISO Name : Category Purpose ISO Definition : Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage : This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. XML Tag : CtgyPurp Type : CategoryPurpose1Choice |
| 1.26 | 0..1 | FITo FICustomerCredit TransferV02 +Group Header ++InstructingAgent | SEPA Usage Rule(s) : Only BIC is allowed ISO Name : InstructingAgent ISO Definition :Agent that instructs the next party in the chain to carry out the (set of) instruction(s). XML Tag : InstgAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 1.27 | 0..1 | FITo FICustomerCredit TransferV02 +Group Header ++InstructedAgent | SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : InstructedAgent ISO Definition :Agent that is instructed by the previous party in the chain to carry out the (set of) instruction(s). XML Tag : InstdAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2 | 1..n | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information | SEPA Usage Rule(s) : Only one occurence is allowed. ISO Name :Credit TransferTransaction Information ISO Definition : Set of elements providing information specific to the individualcredit transfer(s). XML Tag : CdtTrfTxInf Type : CreditTransferTransactionInformation11 |
| 2.1 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Payment Identification | ISO Name : Payment Identification ISO Definition : Set of elements used to reference a payment instruction. XML Tag : PmtId Type : PaymentIdentification3 |
| 2.2 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Payment Identification +++Instruction Identification | ISO Name : Instruction Identification ISO Definition : Unique identification, as assigned by an instructing party for an instructed party, to unambiguously identify the instruction. Usage : The instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction. XML Tag : InstrId Type : Max35Text ISO Length 1 .. 35 SEPA Length 1 .. 35 |
| 2.3 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Payment Identification +++End To End Identification | SEPA Rulebook : AT-41 Originator’s Reference to the SCT Inst Transaction. SEPA Usage Rule(s) : Acustomerreference that must be passed on in the end-to-end chain. In the event that no reference was given, ‘NOTPROVIDED’ must be used. ISO Name : End To End Identification ISO Definition : Unique identification, as assigned by the initiating party, to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Usage : The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction. Usage : In case there are technical limitations to pass on multiple references, the end-to-end identification must be passed on throughout the entire end-to-end chain. XML Tag : EndToEndId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.4 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Payment Identification +++Transaction Identification | SEPA Rulebook : AT-43 The Originator Bank’s reference number of the SCT Inst Transaction message. SEPA Usage Rule(s) : Must contain a reference that is meaningful to the Originator’s Bank and is unique over time. ISO Name : Transaction Identification ISO Definition : Unique identification, as assigned by the first instructing agent, to unambiguously identify the transaction that is passed on, unchanged, throughout the entire interbank chain. Usage : The transaction identification can be used for reconciliation, tracking or to link tasks relating to the transaction on the interbank level. Usage : The instructing agent has to make sure that the transaction identification is unique for a pre-agreed period. XML Tag : TxId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.6 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++InterbankSettlementAmount | SEPA Rulebook : AT-04 The amount of the SCT in Euro. SEPA Usage Rule(s) : Only ‘EUR’ is allowed. Amount must be 0.01 or up to the maximum amount per instruction that can be processed under the Scheme as defined in document EPC023-16 “Maximum Amount for Instructions under the Rulebook”. SEPA Format Rule(s) : The fractional part has a maximum of two digits. ISO Name : InterbankSettlementAmount ISO Definition : Amount of money moved between the instructing agentand the instructed agent. XML Tag : IntrBkSttlmAmt Type : ActiveCurrencyAndAmount SEPA FractDigits : 2 TotalDigits : 18 SEPA Inclusive 0.01 .. |
| 2.1 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Acceptance Date Time | SEPA Rulebook : AT-50 Timestamp of the SCT Transaction. SEPA Usage Rule(s) : Mandatory - The Timestamp must be unambiguous and at least include seconds. ISO Name : Acceptance Date Time ISO Definition : Point in time when the payment order from the initiating party meets the processing conditions of the account servicing agent. This means that the account servicing agent has received the payment order and has applied checks such as authorisation, availability of funds. XML Tag : AccptncDtTm Type : ISODateTime |
| 2.14 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Charge Bearer | SEPA Usage Rule(s) : Only ‘SLEV’ is allowed. ISO Name : Charge Bearer ISO Definition : Specifies which party/parties will bear the charges associated with the processing of the payment transaction. XML Tag : ChrgBr Type : ChargeBearerType1Code SEPA Code Restrictions SLEV - FollowingServiceLevel - Charges are to be applied following the rules agreed in the service level and/or scheme. |
| 2.24 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Debtor | ISO Name : Ultimate Debtor ISO Definition : Ultimate party that owes an amount of money to the (ultimate) creditor. XML Tag : UltmtDbtr Type : PartyIdentification32 |
| 2.25 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Debtor +++Name | SEPA Rulebook : AT-08 Name of the Originator Reference Party. SEPA Usage Rule(s) : ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length 1 .. 140 SEPA Length 1 .. 70 |
| 2.27 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Debtor +++Identification | SEPA Rulebook : AT-09 Identification code of the Originator Reference Party. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.28 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Debtor +++Identification ++++Organization Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organization Identification ISO Definition : Unique and unambiguous way to identify an organization. XML Tag : OrgId Type : OrganizationIdentification4 |
| 2.29 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Debtor +++Identification ++++Private Identification | SEPA Usage Rule(s) Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.33 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Debtor | ISO Name : Debtor ISO Definition : Party that owes an amount of money to the (ultimate) creditor. XML Tag : Dbtr Type : PartyIdentification32 |
| 2.34 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Debtor +++Name | SEPA Rulebook : AT-02 Name of the Originator. SEPA Usage Rule(s) : Mandatory - ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.35 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Debtor +++Postal Address | SEPA Rulebook : AT-03 Address of the Originator (only mandatory when the Originator Bank or the Beneficiary Bank is located in a non-EEA SEPA country or territory). ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.44 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Debtor +++Postal Address ++++Country | ISO Name : Country ISO Definition : Nation with its own government. XML Tag : Ctry Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.45 | 0..2 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Debtor +++Postal Address ++++Address Line | SEPA Usage Rule(s) : Only two occurrences are allowed. ISO Name : Address Line ISO Definition : Information that locates and identifies a specific address, as defined by postal services, presented in free format text. XML Tag : AdrLine Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.46 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Debtor +++Identification | SEPA Rulebook : AT-10 Originator’s Identification Code. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.47 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Debtor +++Identification ++++Organization Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organization Identification ISO Definition : Unique and unambiguous way to identify an organization. XML Tag : OrgId Type : OrganizationIdentification4 |
| 2.48 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Debtor +++Identification ++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.51 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Debtor Account | SEPA Rulebook : AT-01 The IBAN of the account of the Originator. SEPA Usage Rule(s) : Mandatory - Only IBAN is allowed. ISO Name : Debtor Account ISO Definition : Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction. XML Tag : DbtrAcct Type : CashAccount16 |
| 2.52 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++DebtorAgent | SEPA Rulebook : AT-06 BIC of the Originator Bank. SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : DebtorAgent ISO Definition : Financial institution servicing an account for the debtor. XML Tag : DbtrAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.54 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++CreditorAgent | SEPA Rulebook : AT-23 The BIC of the Beneficiary Bank. SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : CreditorAgent ISO Definition : Financial institution servicing an account for the creditor. XML Tag : CdtrAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.56 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Creditor | ISO Name : Creditor ISO Definition : Party to which an amount of money is due. XML Tag : Cdtr Type : PartyIdentification32 |
| 2.57 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Creditor +++Name | SEPA Rulebook : AT-21 Name of the Beneficiary. SEPA Usage Rule(s) : Mandatory - ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.58 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Creditor +++Postal Address | SEPA Rulebook : AT-22 Address of the Beneficiary. ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.67 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Creditor +++Postal Address ++++Country | ISO Name : Country ISO Definition : Nation with its own government. XML Tag : Ctry Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.68 | 0..2 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Creditor +++Postal Address ++++Address Line | SEPA Usage Rule(s) : Only two occurrences are allowed. ISO Name : Address Line ISO Definition : Information that locates and identifies a specific address, as defined by postal services, presented in free format text. XML Tag : AdrLine Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.69 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Creditor +++Identification | SEPA Rulebook : AT-24 Beneficiary Identification Code. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.7 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Creditor +++Identification ++++Organization Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organization Identification ISO Definition : Unique and unambiguous way to identify an organization. XML Tag : OrgId Type : OrganizationIdentification4 |
| 2.71 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Creditor +++Identification ++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.74 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Creditor Account | SEPA Rulebook : AT-20 The IBAN of the account of the Beneficiary. SEPA Usage Rule(s) : Mandatory - Only IBAN is allowed. ISO Name : Creditor Account ISO Definition : Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction. XML Tag : CdtrAcct Type : CashAccount16 |
| 2.75 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Creditor | ISO Name : Ultimate Creditor ISO Definition : Ultimate party to which an amount of money is due. XML Tag : UltmtCdtr Type : PartyIdentification32 |
| 2.76 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Creditor +++Name | SEPA Rulebook : AT-28 Name of the Beneficiary Reference Party. SEPA Usage Rule(s) : ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.78 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Creditor +++Identification | SEPA Rulebook : AT-29 Identification code of the Beneficiary Reference Party. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.79 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Creditor +++Identification ++++Organization Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organization Identification ISO Definition : Unique and unambiguous way to identify an organization. XML Tag : OrgId Type : OrganizationIdentification4 |
| 2.8 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Ultimate Creditor +++Identification ++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.85 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Purpose | SEPA Rulebook : AT-44 The purpose of the SCT Instruction. ISO Name : Purpose ISO Definition : Underlying reason for the payment transaction. Usage : Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain. XML Tag : Purp Type : Purpose2Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.86 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Purpose +++Code | ISO Name : Code ISO Definition : Underlying reason for the payment transaction, as published in an external purpose code list. XML Tag : Cd Type : ExternalPurpose1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 |
| 2.9 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Remittance Information | SEPA Rulebook : AT-05 Remittance Information. SEPA Usage Rule(s) : Either ‘Structured’ or ‘Unstructured’ may be present. ISO Name : Remittance Information ISO Definition : Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system. XML Tag : RmtInf Type : RemittanceInformation5 |
| 2.91 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Remittance Information +++Unstructured | SEPA Usage Rule(s) : ‘Unstructured’ may carry structured remittance information, as agreed between the Originator and the Beneficiary. Only one occurrence of ‘Unstructured’ is allowed. ISO Name : Unstructured ISO Definition : Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form. XML Tag : Ustrd Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140 |
| 2.92 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Remittance Information +++Structured | SEPA Usage Rule(s) : Only one occurrence of ‘Structured’ is allowed. SEPA Format Rule(s) : ‘Structured’ can be used, provided the tags and the data within the ‘Structured’ element do not exceed 140 characters in length. ISO Name : Structured ISO Definition : Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form. XML Tag : Strd Type : StructuredRemittanceInformation7 |
| 2.95 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Remittance Information +++Structured ++++Creditor Reference Information | SEPA Usage Rule(s) : When present, the Creditor Bank is not obliged to validate the reference information. When used both ‘Type’ and ‘Reference’ must be present. ISO Name : Creditor Reference Information ISO Definition : Reference information provided by the creditor to allow the identification of the underlying documents. XML Tag : CdtrRefInf Type : CreditorReferenceInformation2 |
| 2.96 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type | ISO Name : Type ISO Definition : Specifies the type of creditor reference. XML Tag : Tp Type : CreditorReferenceType2 |
| 2.97 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Code Or Proprietary | ISO Name : Code Or Proprietary ISO Definition : Coded or proprietary format creditor reference type. XML Tag : CdOrPrtry Type : CreditorReferenceType1Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.98 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Code Or Proprietary +++++++Code | SEPA Usage Rule(s) : Only ‘SCOR’ is allowed. ISO Name : Code ISO Definition : Type of creditor reference, in a coded form. XML Tag : Cd Type : DocumentType3Code SEPA Code Restrictions : SCOR (StructuredCommunicationReference) - Document is a structured communication reference provided by the creditor to identify the referred transaction. |
| 2.1 | 0..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Issuer | ISO Name : Issuer ISO Definition : Entity that assigns the credit reference type. XML Tag : Issr Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.101 | 1..1 | FITo FICustomerCredit TransferV02 +Credit TransferTransaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Reference | SEPA Usage Rule(s) : If a Creditor Reference contains a check digit, the receiving bank is not required to validate this. If the receiving bank validates the check digit and if this validation fails, the bank may continue its processing and send the transaction to the next party in the chain. RF Creditor Reference may be used (ISO 11649). ISO Name : Reference ISO Definition : Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage : If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification. XML Tag : Ref Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
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