Indicators
- 01 Oct 2018
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Indicators
- Updated On 01 Oct 2018
- 4 Minutes To Read
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Overview
This is a list of all of the indicators available for use in reports in Mambu, divided into categories.
Outreach Information
Indicator | Description |
---|---|
Groups Borrowing | Number of unique groups that have an Active or Active in Arrears loan account. |
Active Solidarity Groups | Number of Active and Active in arrears individual loan accounts, that are part of a Solidarity Group. |
Active Clients | Number of clients in Active State. |
Open Clients | Number of non-closed Clients (Pending Approval, Active or Inactive State). |
Closed Clients | Number of clients in Exited or Blacklisted state. |
Exited Clients | Number of clients in Exited state. |
Inactive Clients | Number of clients in Inactive state. |
Pending Approval Clients | Number of clients in Pending Approval state. |
Average Group Size | The number of unique clients that are part of a group, divided by total number of groups. |
Borrowers (In Groups) | Number of unique individuals within the group that have an Active or Active in Arrears account. |
Borrowers (Individuals) | Number of clients that have an Active or Active in Arrears account, that are not part of a group. |
Borrowers (Solidarity Groups) | Number of unique clients that have an Active or Active in Arrears loan account that is part of a solidarity group. |
Percentage of Female Borrowers | Percentage of Clients with Female gender out of all clients that have at least one active loan account or in a group with an active loan account. |
Number of Group Depositors | Number of unique groups that have an Active, Matured, Locked or In Arrears deposit account. |
Number of Group Deposit Accounts | Number of unique clients that are part of a group that has an Active, Matured, Locked or In Arrears deposit account.(The deposit account should belong to the group, not the individual). |
Number of Individual Depositors | Number of unique clients that have an Active, Matured, Locked or In Arrears deposit account. |
Number of Clients | The number of all the clients from the database (regardless of client state). |
Number of Groups | The number of all pure groups from the database. |
Deposit Accounts Portfolio
Indicator | Description |
---|---|
Deposit Accounts | Number of all deposit accounts in state Active, Mature, Locked or In Arrears state. |
Total Deposits | Total balance of all Active, Mature, Locked or In Arrears state deposit accounts with positive balance. |
Interest Payable | Total interest accrued (not yet applied) of Active, Mature, Locked or In Arrears state deposit accounts. |
Total Overdrafts | Total balance of all the overdraft accounts. |
Loan Portfolio
Indicator | Description |
---|---|
Loans Outstanding | Number of all loan accounts in state Active or In Arrears. |
Loans Pending Disbursal | Number of all loan accounts in state Approved. |
Loans Awaiting Approval | Number of all loan accounts in the state Pending Approval. |
Loans in Arrears | Number of all loan accounts in the state Active in Arrears. |
Portfolio Pending Disbursal | The amount of money that results from the sum of principal due of all loan accounts in the state Approved. |
Gross Loan Portfolio (GLP) | Total principal balance of loans that are in Active or In Arrears state. Partially disbursed loans are ignored (refinanced loans not yet disbursed). |
Total Disbursed (Active Loans) | Total amount for loans that are in Active and In Arrears state. |
Loans Disbursed (All time) | Total amount of (unreversed) disbursement transactions. |
Average Loan Balance | The amount of money that results from dividing the Gross Loan Portfolio by the number of loan accounts in state Active and Active in Arrears. |
Projected Loan Interest Earnings | Total Interest Due of all the installments for Active and In Arrears Loans. |
Risk & Aging Analysis
Indicator | Description | Value Type |
---|---|---|
Portfolio at Risk | Total principal balance for loans that are In Arrears, divided by GLP (Gross Loan Portfolio). | Percentage |
Value at Risk | Total principal balance of loans that are In Arrears. | Amount of money. |
Interest In Suspense | Total interest due for all the installments of loans in state Active in Arrears. | Amount of money. |
PAR > 7 days | Total principal balance of accounts that are In Arrears for more than 7 days, divided by GLP. | Percentage |
PAR > 15 days | Total principal balance of accounts that are In Arrears for more than 15 days, divided by GLP. | Percentage |
PAR 7 to 30 | Total principal balance of accounts that are In Arrears between the last 7 days to 30 days, divided by GLP. | Percentage |
PAR > 30 days | Total principal balance of accounts that are In Arrears for more than 30 days, divided by GLP. | Percentage |
PAR > 90 days | Total principal balance of accounts that are In Arrears for more than 90 days, divided by GLP. | Percentage |
PAR 90 to 180 | Total principal balance of accounts that are In Arrears between the last 90 days to 180 days, divided by GLP. | Percentage |
PAR 180 to 360 | Total principal balance of accounts that are In Arrears between the last 180 days to 360 days, divided by GLP. | Percentage |
VAR > 7 DAYS | Total principal balance of accounts that are In Arrears for more than 7 days. | Amount of money. |
VAR > 15 DAYS | Total principal balance of accounts that are In Arrears for more than 15 days. | Amount of money. |
VAR > 30 days | Total principal balance of accounts that are In Arrears for more than 30 days. | Amount of money. |
VAR > 90 days | Total principal balance of accounts that are In Arrears for more than 90 days. | Amount of money. |
Organization Indicators
Indicator | Description |
---|---|
Branches | Number of all branches in your organization. |
Credit Officers | Number of all the credit officers in your organization. |
Loans per Branch | Number of all loan accounts in state Active or Active in Arrears divided by the number of branches of your organization. |
Loans per Credit Officer | Number of all loan accounts in state Active or Active in Arrears divided by the number of credit officers in your organization. |
Number of Loans (all times) | Number of all loan accounts in your organization. |
Number of Users | Total number of users in the organization. |
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