Indicators
- 01 Oct 2018
- 4 Minutes To Read
-
Print
-
DarkLight
-
PDF
Indicators
- Updated On 01 Oct 2018
- 4 Minutes To Read
-
Print
-
DarkLight
-
PDF
Overview
This is a list of all of the indicators available for use in reports in Mambu, divided into categories.
Outreach Information
| Indicator | Description |
|---|---|
| Groups Borrowing | Number of unique groups that have an Active or Active in Arrears loan account. |
| Active Solidarity Groups | Number of Active and Active in arrears individual loan accounts, that are part of a Solidarity Group. |
| Active Clients | Number of clients in Active State. |
| Open Clients | Number of non-closed Clients (Pending Approval, Active or Inactive State). |
| Closed Clients | Number of clients in Exited or Blacklisted state. |
| Exited Clients | Number of clients in Exited state. |
| Inactive Clients | Number of clients in Inactive state. |
| Pending Approval Clients | Number of clients in Pending Approval state. |
| Average Group Size | The number of unique clients that are part of a group, divided by total number of groups. |
| Borrowers (In Groups) | Number of unique individuals within the group that have an Active or Active in Arrears account. |
| Borrowers (Individuals) | Number of clients that have an Active or Active in Arrears account, that are not part of a group. |
| Borrowers (Solidarity Groups) | Number of unique clients that have an Active or Active in Arrears loan account that is part of a solidarity group. |
| Percentage of Female Borrowers | Percentage of Clients with Female gender out of all clients that have at least one active loan account or in a group with an active loan account. |
| Number of Group Depositors | Number of unique groups that have an Active, Matured, Locked or In Arrears deposit account. |
| Number of Group Deposit Accounts | Number of unique clients that are part of a group that has an Active, Matured, Locked or In Arrears deposit account.(The deposit account should belong to the group, not the individual). |
| Number of Individual Depositors | Number of unique clients that have an Active, Matured, Locked or In Arrears deposit account. |
| Number of Clients | The number of all the clients from the database (regardless of client state). |
| Number of Groups | The number of all pure groups from the database. |
Deposit Accounts Portfolio
| Indicator | Description |
|---|---|
| Deposit Accounts | Number of all deposit accounts in state Active, Mature, Locked or In Arrears state. |
| Total Deposits | Total balance of all Active, Mature, Locked or In Arrears state deposit accounts with positive balance. |
| Interest Payable | Total interest accrued (not yet applied) of Active, Mature, Locked or In Arrears state deposit accounts. |
| Total Overdrafts | Total balance of all the overdraft accounts. |
Loan Portfolio
| Indicator | Description |
|---|---|
| Loans Outstanding | Number of all loan accounts in state Active or In Arrears. |
| Loans Pending Disbursal | Number of all loan accounts in state Approved. |
| Loans Awaiting Approval | Number of all loan accounts in the state Pending Approval. |
| Loans in Arrears | Number of all loan accounts in the state Active in Arrears. |
| Portfolio Pending Disbursal | The amount of money that results from the sum of principal due of all loan accounts in the state Approved. |
| Gross Loan Portfolio (GLP) | Total principal balance of loans that are in Active or In Arrears state. Partially disbursed loans are ignored (refinanced loans not yet disbursed). |
| Total Disbursed (Active Loans) | Total amount for loans that are in Active and In Arrears state. |
| Loans Disbursed (All time) | Total amount of (unreversed) disbursement transactions. |
| Average Loan Balance | The amount of money that results from dividing the Gross Loan Portfolio by the number of loan accounts in state Active and Active in Arrears. |
| Projected Loan Interest Earnings | Total Interest Due of all the installments for Active and In Arrears Loans. |
Risk & Aging Analysis
| Indicator | Description | Value Type |
|---|---|---|
| Portfolio at Risk | Total principal balance for loans that are In Arrears, divided by GLP (Gross Loan Portfolio). | Percentage |
| Value at Risk | Total principal balance of loans that are In Arrears. | Amount of money. |
| Interest In Suspense | Total interest due for all the installments of loans in state Active in Arrears. | Amount of money. |
| PAR > 7 days | Total principal balance of accounts that are In Arrears for more than 7 days, divided by GLP. | Percentage |
| PAR > 15 days | Total principal balance of accounts that are In Arrears for more than 15 days, divided by GLP. | Percentage |
| PAR 7 to 30 | Total principal balance of accounts that are In Arrears between the last 7 days to 30 days, divided by GLP. | Percentage |
| PAR > 30 days | Total principal balance of accounts that are In Arrears for more than 30 days, divided by GLP. | Percentage |
| PAR > 90 days | Total principal balance of accounts that are In Arrears for more than 90 days, divided by GLP. | Percentage |
| PAR 90 to 180 | Total principal balance of accounts that are In Arrears between the last 90 days to 180 days, divided by GLP. | Percentage |
| PAR 180 to 360 | Total principal balance of accounts that are In Arrears between the last 180 days to 360 days, divided by GLP. | Percentage |
| VAR > 7 DAYS | Total principal balance of accounts that are In Arrears for more than 7 days. | Amount of money. |
| VAR > 15 DAYS | Total principal balance of accounts that are In Arrears for more than 15 days. | Amount of money. |
| VAR > 30 days | Total principal balance of accounts that are In Arrears for more than 30 days. | Amount of money. |
| VAR > 90 days | Total principal balance of accounts that are In Arrears for more than 90 days. | Amount of money. |
Organization Indicators
| Indicator | Description |
|---|---|
| Branches | Number of all branches in your organization. |
| Credit Officers | Number of all the credit officers in your organization. |
| Loans per Branch | Number of all loan accounts in state Active or Active in Arrears divided by the number of branches of your organization. |
| Loans per Credit Officer | Number of all loan accounts in state Active or Active in Arrears divided by the number of credit officers in your organization. |
| Number of Loans (all times) | Number of all loan accounts in your organization. |
| Number of Users | Total number of users in the organization. |
Was This Article Helpful?
