Loan Risk Levels Configuration

Risk Levels are user-defined categories composed of an interval for number of days in arrears and a correspondent provision amount. Risk levels will be used to calculate the organization’s portfolio at risk (PAR), based on the number of loans in arrears that fall into each level. For more information, see Defining Risk Levels.

With Configuration as Code (CasC), you may batch configure your loan risk levels configuration via the API using YAML. For general information on CasC, see Configuration as Code Overview.

API Operations

CasC for loan risk levels supports two operations.

Requests

For general information on CasC requests such as authentication and required headers, see Configuration as Code Overview.

The following section shows sample requests using curl and basic authentication. For all examples, replace TENANT_NAME with your actual tenant name.

GET configuration

curl -X GET 'https://TENANT_NAME.mambu.com/api/configuration/loanrisklevels.yaml' \
-H 'Accept: application/vnd.mambu.v2+yaml' \
-H 'Authorization: Basic {auth}'

{auth} is the base-64-encoded value of username:password. For more information, see Authentication in our API reference.

PUT configuration

curl -X PUT 'https://TENANT_NAME.mambu.com/api/configuration/loanrisklevels.yaml' \
-H 'Accept: application/vnd.mambu.v2+yaml' \
-H 'Content-Type: application/yaml' \
-H 'Authorization: Basic {auth}' \
--data-binary @loanrisklevels.yaml

{auth} is the base-64-encoded value of username:password. For more information, see Authentication in our API reference.

@loanrisklevels.yaml represents the absolute path of the file on your device.

Use “--data-raw” if you want to specify the YAML body inline.

Configuration body example

---
loanRiskLevels:
- id: "1"
  name: "Mild Risk"
  arrearsFrom: 10
  arrearsTo: 30
  provisioningPercent: 4.5
- id: "1153177013"
  name: "Healthy loans"
  arrearsFrom: 0
  arrearsTo: 0
  provisioningPercent: 3
- id: "2"
  name: "Moderate Risk"
  arrearsFrom: 30
  arrearsTo: 40
  provisioningPercent: 7

Attributes

Replies

Input Requirements