Cards Introduction
- 16 Mar 2023
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Cards Introduction
- Updated On 16 Mar 2023
- 1 Minute To Read
- Print
- DarkLight
- PDF
Article summary
Cards issued by the bank are linked to the cardholder's accounts. Mambu supports debit and credit cards. To use cards in Mambu, ensure technical overdraft is enabled. Card services are token-based. Registering a card token allows for authorizations and transactions. Integration in Mambu can be done through Cards API or an end-to-end solution. With Cards API, authorization requests and transactions can be posted directly. Integration with payment card processing companies is required for card issuing. The end-to-end solution integrates with partners for card issuing and processing. For more information on Mambu integrations, refer to the provided resources.
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Cards are payment instruments issued by the bank and electronically linked to one or more deposit or loan accounts belonging to the cardholder. We support both debit cards and credit cards depending on the selected product.
Prerequisites
Before you start using cards in Mambu, make sure you do the following:
- Set up a current account deposit product with technical overdraft enabled.
- Open a deposit account.
Mambu card services are based on card tokens. For more information, see Token Management. Once you register a card token in Mambu you can post card authorizations and transactions. For more information, see Authorization Holds and Transaction Processing.
There are two possible ways to integrate payment cards in Mambu: cards API and end-to-end solution.
Cards API
You may call Mambu Cards API directly by posting an authorization request or a financial transaction. You need to integrate with payment card processing companies for card issuing. Registration of card token unlocks Mambu Cards API for payment card authorization and transaction processing. In this case, you are responsible for mapping payment card authorization and transaction messages to Mambu Cards API payloads.
For more information, see Cards in our API Reference.
End-to-end solution
Our cards hub platform integrates with partners to provide end-to-end solutions for customers for both card issuing and card processing.
For more information about existing Mambu integrations, see Cards Integrations.
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