Account Overview Details
  • 09 Sep 2020
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Account Overview Details

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Various balance information can be retrieved from a deposit account. The respective information is also available on the UI account overview. See below more details:

Field Description Product Type Availability
Total Balance All Deposits + All Positive Interest Applied - All Negative Interest Applied - All Withdrawals - All Transfers - All Fees All
Available Balance Total Balance + Available Overdraft Limit - Current Authorisation Hold All
Overdraft Amount Due Total Overdrawn Amount from Authorised Overdraft Terms Current Accounts
Available Overdraft Limit Overdraft Limit - Overdraft Amount Due Current Accounts

Authorization Hold — process used for verifying electronic transactions initiated with a debit or credit card, a current authorisation hold amount is therefore the amount awaiting authorisation, being as such unavailable for further withdrawals until either the merchant clears the transaction or the hold expires. For more information, see Card Payments and Authorization Holds.

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