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Defining Risk Levels

Last Updated: Nov 11, 2016 05:02PM CET

 

Overview

Adding Risk Levels

Provisioning for Healthy Loans

 

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Overview

Based on the Central Bank's legislation in your country, you can define risk levels and the correspondent percentage of provision for each. Mambu will then automatically calculate the provision given your current PAR and you can have access to this information at any time from your Risk Report.

 Risk Levels in Mambu cover both Loans and Deposit accounts with Overdraft enabled.

 

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Adding Risk Levels

To create a new Risk Level:

  1. Go to Administration -> General -> Risk Levels
  2. Click on Add Risk Level
  3. Enter the name, days and percentage of provision
  4. Save Changes

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Provisioning for Healthy Loans

If you also need to consider the healthy loans for the provisioning calculation, you can do it by adding a new risk level from 0 to 0 days.

This will ensure that all accounts which are not in arrears will also be included in the Risk Analysis reports and in the Aging Analysis risk levels.

 

 

Only Admin users will be able to add this risk level.
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